Every business faces unique risks, from property damage and liability claims to unexpected interruptions that can impact day-to-day operations. At Saepio Insurance Brokers, our Commercial Combined Insurance brings essential business covers together under one flexible policy, providing comprehensive protection tailored to your industry. With access to A+rated insurers in both the Lloyd's and Company Markets, we deliver intelligent insurance solutions backed by expert underwriting and risk management.
Key Sections of Cover
Our commercial combined insurance brings together a wide range of essential protections in a single policy. Core covers include property damage, business interruption, and general liabilities with limits of indemnity up to £10 million. We can also provide protection for commercial legal expenses, goods in transit, money and assault, computer risks, business all risks, frozen foods, personal accident and even loss of licence – giving businesses the confidence that every key area of risk is addressed.
For larger or more complex operations, we are able to consider substantial sums insured and regularly quote for risks exceeding £5 million at any one location, and £20 million under a single policy. This flexibility allows us to meet the needs of businesses of all sizes and sectors.
Industries We Cover
We work with a wide variety of industries explore the list below to see the types of businesses we can cover under our commercial combined insurance:
✓ Manufacturers and Wholesalers
✓ Distribution Companies
✓ Engineering Risks
✓ Leisure (Shops, restaurants, pubs & hotels)
✓ Retail & Wholesale
✓ Social Care
✓ Plastics
✓ Rubber
✓ Lifestyle Products
✓ Farms & Estates
✓ Meditech
✓ Pharmaceuticals
✓ Light industrial (e.g. precision engineers, fabricators,
✓ machinery manufacture)
✓ Nutraceuticals
✓ Animal Medicines
✓ Cosmetics
✓ Animal Medicines
✓ Herbals
If your business doesn’t appear on the list, don’t worry – our underwriting team considers most risks and can tailor cover to your circumstances. Get in touch with us today to discuss your needs, request a commercial combined insurance quote, and find out how we can help protect your business with flexible, comprehensive cover.
For Professional Indemnity Insurance please visit Professional Indemnity