Safeguard your business, reputation, and expertise against claims of professional negligence. When your clients rely on your advice, design, or professional services, even a small mistake, oversight, or misunderstanding can lead to significant financial loss for them and expensive legal claims for you.
What Does Professional Indemnity Insurance Cover?
"Our Professional Indemnity (PI) Insurance provides robust protection. Designed for consultants, advice-led businesses, contractors, and traditional professions, our cover pays your legal defence costs and any compensation awarded against you, keeping your business secure and your reputation intact.
PI insurance protects you if a client alleges that your service, advice, or design was faulty, inadequate, or negligent, resulting in a financial loss for their business.
Core Protections Included
Professional Negligence
Allegations of bad advice, errors in calculations, design flaws, or poor service.
Breach of Confidentiality
Accidental disclosure of sensitive client data or proprietary information.
Defamation
Claims of libel or slander made against you or your staff during business activities.
Breach of Intellectual Property
Inadvertent copyright, trademark, or media infringement.
Loss of Client Documents or Data
Costs to replace, restore, or reconstruct lost or damaged client files or electronic data.
Who Needs Professional Indemnity Insurance?
If you provide advice, expertise, design, or professional services to businesses or individuals, PI cover is essential. For many professions, it is also a mandatory requirement of regulatory bodies or client contracts.
✓ Regulated Professionals
Such as solicitors, accountants, surveyors, architects, and financial advisers who are often required by law or professional bodies to hold PI
✓ Consultants & Contractors
Including IT consultants, management consultants, marketing professionals, and independent contractors providing specialist advice or services.
✓ Healthcare & Medical Professionals
Private clinicians, therapists, care consultants, and those offering health-related services where advice or treatment could lead to claims.
✓ Creative & Media Agencies
Designers, advertising agencies, PR firms, and content creators where errors, copyright issues, or omissions can result in client disputes.
✓ Technology & Software Businesses
IT service providers, developers, and telecommunications specialists whose work carries risks of system failures, data breaches, or project errors.
✓ Construction & Engineering Professionals
Architects, surveyors, engineers, and project managers where professional errors can lead to costly consequences.