Commercial Protection With Confidence

Safeguarding What Matters Most

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Property Insurance

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Select one of our quote & buy

Quote & Buy

Pick the product that matches your property or your practice. Every line takes you straight to a quote, so you can compare, decide and buy in minutes.

Not sure which cover fits?

A broker will walk you through the options and set the quote up for you.

Speak to a broker

Property insurance06 products

01Residential Occupied Property*For residential only. If there is a mix of commercial and residential occupancy please use the Commercial Occupied Property link*Get a quote 02Residential Unoccupied PropertyFor residential only. If there is a mix of commercial and residential occupancy, use Commercial Unoccupied Property.Get a quote 03Commercial Occupied PropertyIncludes mixed-occupancy properties, commercial properties, residential properties and many more.Get a quote 04Commercial Unoccupied PropertyIncludes mixed-occupancy properties, commercial and residential.Get a quote 05Unoccupied Undergoing WorksIncludes unoccupied properties undergoing renovation or construction works.Get a quote 06Legal Expenses & Rent ProtectionIncludes legal expenses insurance and rent guarantee protection.Get a quote

Professional insurance01 product

07Professional IndemnityFor residential only. If there is a mix of commercial and residential occupancy, use Commercial Unoccupied Property.Get a quote

Not sure which cover fits?

A broker will walk you through the options and set the quote up for you.

Speak to a broker

1Stop4aGP

Keeping You and Your Families Healthy

1Stop4aGP makes healthcare easy, fast, and convenient. Our experienced general practitioners provide quality medical care with minimal wait times. Whether you need a consultation, prescription, or routine check-up, we’ve got you covered. Book your appointment today and experience hassle-free healthcare!

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Fast and Convenient Care

Comprehensive Services

Easy Booking

Confidence, resilience, and strategic precision

We are driven by a clear purpose to protect rights & pursue fair outcomes.

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1Stop4aGP

Streamlined medical access solutions with 1Stop4aGP, designed to support timely care.

1Stop4aGP

Streamlined medical access solutions with 1Stop4aGP, designed to support timely care.

Professional Indemnity

Professional liability insurance solutions designed to keep your business operating with confidence

Professional Indemnity

Professional liability insurance solutions designed to keep your business operating with confidence

Marine & Cargo

Robust marine and cargo insurance solutions designed to safeguard your goods in transit.

Marine & Cargo

Robust marine and cargo insurance solutions designed to safeguard your goods in transit.

Fleet Insurance

Fleet Insurance to provide your business with protection and close managemanet control

Fleet Insurance

Fleet Insurance to provide your business with protection and close managemanet control

Aviation Insurance

Flexible aviation insurance options designed to keep your aircraft protected and your operations safely in the air

Aviation Insurance

Flexible aviation insurance options designed to keep your aircraft protected and your operations safely in the air

Private Health Insurance

Learn how our private health insurance can provide coverage for all your medical needs.

Private Health Insurance

Learn how our private health insurance can provide coverage for all your medical needs.

We strive for excellence in every interaction and every risk we protect.

We are here to help protect what matters most—combining deep market expertise with access to leading insurers

Contact an Expert

We strive for excellence in every interaction and every risk we protect.

We are here to help protect what matters most—combining deep market expertise with access to leading insurers

Contact an Expert

Expedition medic

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A Trusted Partner In Extreme Conditions

We provide specialist medical indemnity insurance for professionals operating in remote and challenging environments. Our policies protect you while you care for others—giving expedition medics expert cover across isolated locations, extreme climates, and high-risk terrain.

info@saepio.insure

01784 778 123

Why SAEPIO?

Our Commitment to Excellence

Your business is our priority. We provide dedicated support, expert advice, and proactive risk management.

Free Callback

Personal service, expert guidance. Reach out to speak directly with our team.

We approach every enquiry with precision, discretion, and care—delivering tailored insurance solutions to protect what matters most to you.

Client-Centric Service

Your business is our priority. We provide dedicated support, expert advice, and proactive risk management.

Tailored Protection

We craft customised insurance solutions to meet your unique business needs, ensuring complete coverage and peace of mind.

Comprehensive Coverage

We simplify insurance with clear policies, flexible options, and seamless claims handling for hassle-free protection.

Trusted by clients nationwide.

Testimonial

What Our Clients Say

“Saepio’s biggest strength is their people. Sometimes Insurance Brokers can be impersonal, but with Saepio I have got to know the staff very well and know there is always someone there when I need them.”
Victor
Fleet Owner
“I was with my previous broker for 10 plus years with no intentions to switch. It was only when Kev from Saepio convinced me to shop around that I realised how competitive these guys are and they saved me over a grand on my policy. Also, great customer service!!!”
Daniel
Restaurant Owner
“I’d just got my first contract as an I.T freelancer and my agency recommended Saepio for my Professional Indemnity and Liability insurance. I had a look at other products available and found Saepio were able to offer me exactly what I needed at the cheapest premium. Would highly recommend to any contractor!”
Milly
IT Contractor
“I contacted Saepio for my Home Insurance as I was struggling to obtain cover for my house as a result of me being a in a high risk flood area. I had shopped around and most brokers either refused to quote or provided me with extremely high quotations. Saepio were excellent to deal with from the off. Their team was knowledgeable in flood risk policies and they were able to point me in the direction of the right cover for me. In the end, Saepio provided me with exceptional cover for a price I could not have even hoped for. Excellent experience and I will be moving my business policies to them in the near future.”
Usman
Home Owner
“Our client urgently needed insurance for 5 undeveloped houses with named first-loss payee. Our broker couldn’t do this for us, so we approached Saepio, who were very helpful and managed to provide instant cover along with the documents containing the exact wording we needed. I will definitely be using them in the future for all our property insurance.”
Matt
Property Developer

“Saepio’s biggest strength is their people. Sometimes Insurance Brokers can be impersonal, but with Saepio I have got to know the staff very well and know there is always someone there when I need them.”
Victor
Fleet Owner
“I was with my previous broker for 10 plus years with no intentions to switch. It was only when Kev from Saepio convinced me to shop around that I realised how competitive these guys are and they saved me over a grand on my policy. Also, great customer service!!!”
Daniel
Restaurant Owner
“I’d just got my first contract as an I.T freelancer and my agency recommended Saepio for my Professional Indemnity and Liability insurance. I had a look at other products available and found Saepio were able to offer me exactly what I needed at the cheapest premium. Would highly recommend to any contractor!”
Milly
IT Contractor
“I contacted Saepio for my Home Insurance as I was struggling to obtain cover for my house as a result of me being a in a high risk flood area. I had shopped around and most brokers either refused to quote or provided me with extremely high quotations. Saepio were excellent to deal with from the off. Their team was knowledgeable in flood risk policies and they were able to point me in the direction of the right cover for me. In the end, Saepio provided me with exceptional cover for a price I could not have even hoped for. Excellent experience and I will be moving my business policies to them in the near future.”
Usman
Home Owner
“Our client urgently needed insurance for 5 undeveloped houses with named first-loss payee. Our broker couldn’t do this for us, so we approached Saepio, who were very helpful and managed to provide instant cover along with the documents containing the exact wording we needed. I will definitely be using them in the future for all our property insurance.”
Matt
Property Developer

“Saepio’s biggest strength is their people. Sometimes Insurance Brokers can be impersonal, but with Saepio I have got to know the staff very well and know there is always someone there when I need them.”
Victor
Fleet Owner
“I was with my previous broker for 10 plus years with no intentions to switch. It was only when Kev from Saepio convinced me to shop around that I realised how competitive these guys are and they saved me over a grand on my policy. Also, great customer service!!!”
Daniel
Restaurant Owner
“I’d just got my first contract as an I.T freelancer and my agency recommended Saepio for my Professional Indemnity and Liability insurance. I had a look at other products available and found Saepio were able to offer me exactly what I needed at the cheapest premium. Would highly recommend to any contractor!”
Milly
IT Contractor
“I contacted Saepio for my Home Insurance as I was struggling to obtain cover for my house as a result of me being a in a high risk flood area. I had shopped around and most brokers either refused to quote or provided me with extremely high quotations. Saepio were excellent to deal with from the off. Their team was knowledgeable in flood risk policies and they were able to point me in the direction of the right cover for me. In the end, Saepio provided me with exceptional cover for a price I could not have even hoped for. Excellent experience and I will be moving my business policies to them in the near future.”
Usman
Home Owner
“Our client urgently needed insurance for 5 undeveloped houses with named first-loss payee. Our broker couldn’t do this for us, so we approached Saepio, who were very helpful and managed to provide instant cover along with the documents containing the exact wording we needed. I will definitely be using them in the future for all our property insurance.”
Matt
Property Developer

“Saepio’s biggest strength is their people. Sometimes Insurance Brokers can be impersonal, but with Saepio I have got to know the staff very well and know there is always someone there when I need them.”
Victor
Fleet Owner
“I was with my previous broker for 10 plus years with no intentions to switch. It was only when Kev from Saepio convinced me to shop around that I realised how competitive these guys are and they saved me over a grand on my policy. Also, great customer service!!!”
Daniel
Restaurant Owner
“I’d just got my first contract as an I.T freelancer and my agency recommended Saepio for my Professional Indemnity and Liability insurance. I had a look at other products available and found Saepio were able to offer me exactly what I needed at the cheapest premium. Would highly recommend to any contractor!”
Milly
IT Contractor
“I contacted Saepio for my Home Insurance as I was struggling to obtain cover for my house as a result of me being a in a high risk flood area. I had shopped around and most brokers either refused to quote or provided me with extremely high quotations. Saepio were excellent to deal with from the off. Their team was knowledgeable in flood risk policies and they were able to point me in the direction of the right cover for me. In the end, Saepio provided me with exceptional cover for a price I could not have even hoped for. Excellent experience and I will be moving my business policies to them in the near future.”
Usman
Home Owner
“Our client urgently needed insurance for 5 undeveloped houses with named first-loss payee. Our broker couldn’t do this for us, so we approached Saepio, who were very helpful and managed to provide instant cover along with the documents containing the exact wording we needed. I will definitely be using them in the future for all our property insurance.”
Matt
Property Developer

“Saepio’s biggest strength is their people. Sometimes Insurance Brokers can be impersonal, but with Saepio I have got to know the staff very well and know there is always someone there when I need them.”
Victor
Fleet Owner
“I was with my previous broker for 10 plus years with no intentions to switch. It was only when Kev from Saepio convinced me to shop around that I realised how competitive these guys are and they saved me over a grand on my policy. Also, great customer service!!!”
Daniel
Restaurant Owner
“I’d just got my first contract as an I.T freelancer and my agency recommended Saepio for my Professional Indemnity and Liability insurance. I had a look at other products available and found Saepio were able to offer me exactly what I needed at the cheapest premium. Would highly recommend to any contractor!”
Milly
IT Contractor
“I contacted Saepio for my Home Insurance as I was struggling to obtain cover for my house as a result of me being a in a high risk flood area. I had shopped around and most brokers either refused to quote or provided me with extremely high quotations. Saepio were excellent to deal with from the off. Their team was knowledgeable in flood risk policies and they were able to point me in the direction of the right cover for me. In the end, Saepio provided me with exceptional cover for a price I could not have even hoped for. Excellent experience and I will be moving my business policies to them in the near future.”
Usman
Home Owner
“Our client urgently needed insurance for 5 undeveloped houses with named first-loss payee. Our broker couldn’t do this for us, so we approached Saepio, who were very helpful and managed to provide instant cover along with the documents containing the exact wording we needed. I will definitely be using them in the future for all our property insurance.”
Matt
Property Developer

We'd Love To Hear From You

Saepio Insurance is here to provide expert guidance and tailored coverage that fits your needs. Whether you’re looking for comprehensive protection or specialised insurance solutions, our team is ready to help.

Commercial Protection With Confidence

Quote & Buy

Keeping You and Your Families Healthy

We are driven by a clear purpose to protect rights & pursue fair outcomes.

1Stop4aGP

1Stop4aGP

Professional Indemnity

Professional Indemnity

Marine & Cargo

Marine & Cargo

Fleet Insurance

Fleet Insurance

Aviation Insurance

Aviation Insurance

Private Health Insurance

Private Health Insurance

We strive for excellence in every interaction and every risk we protect.

We strive for excellence in every interaction and every risk we protect.

A Trusted Partner In Extreme Conditions

Our Commitment to Excellence

Our Commitment to Excellence

Personal service, expert guidance. Reach out to speak directly with our team.

What Our Clients Say

We'd Love To Hear From You

Request a free callback