Unoccupied Property

  • Comprehensive cover for a range of unoccupied properties. Three, six, nine or twelve month cover,
    don’t pay extra for time you don’t need

Unoccupied Property Insurance

Owning a residential property which is unoccupied has its problems, so our Unoccupied Property Insurance policy was designed to cater for this specific need.


You will find our policy is second to none and provides cover for a whole host of scenarios. Including but not necessarily limited to:

  • Property is in between tenants
  • Property is awaiting tenants
  • Property is undergoing works / renovations
  • Probate where the owner is deceased
  • Redecoration
  • Owner in hospital / nursing home
  • £5,000,000 Property Owners Liability
  • £5,000,000 Legal Liability as Occupier.

Full cover provided in 99% of cases for all unoccupied scenarios.


Full Accidental Damage cover to Buildings and Contents included as standard at no extra cost.

3 and 6 month short period policies available, click the button below for further information.

Our policy is totally transferable, therefore if the property becomes let, it can easily be amended to a Tenanted Property insurance policy to meet the customers new requirements.


Contact our team today and one of our experienced brokers will be happy to provide you with a free insurance review, advice or a quote.






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